/* =================================================================
   Digital Fin Serve — Main Stylesheet
   Author: Senior UI Engineer
   Contents:
     1. Design tokens (CSS variables)
     2. Base / resets
     3. Utility helpers
     4. Buttons
     5. Header (topbar + navigation)
     6. Hero
     7. Section heads
     8. Why choose us / Services cards
     9. Statistics bar
     10. About
     11. Testimonials
     12. CTA
     13. Footer
     14. Animations
   ================================================================= */

/* ============================= 1. TOKENS ============================= */
:root {
    /* Brand colors (matched to reference tones) */
    --green: #003224;
    --green-dark: #00251B;
    --gold: #D7A63E;
    --gold-soft: #E7C777;

    /* Neutrals */
    --bg: #FFFFFF;
    --bg-soft: #FCFDFB;
    --border: #ECECEC;
    --text: #1F2937;
    --text-muted: #6B7280;
    --white: #FFFFFF;

    /* Spacing scale (8px base) */
    --sp-8: 8px;
    --sp-16: 16px;
    --sp-24: 24px;
    --sp-32: 32px;
    --sp-40: 40px;
    --section-pad: 90px;

    /* Radii */
    --radius-card: 18px;
    --radius-btn: 12px;
    --radius-input: 12px;
    --radius-img: 22px;
    --radius-pill: 999px;

    /* Shadows — very soft */
    --shadow-sm: 0 4px 14px rgba(0, 50, 36, 0.06);
    --shadow-md: 0 10px 30px rgba(0, 50, 36, 0.08);
    --shadow-lg: 0 20px 50px rgba(0, 50, 36, 0.12);
    --shadow-float: 0 18px 40px rgba(0, 50, 36, 0.16);

    /* Layout */
    --container-max: 1320px;

    --transition: 0.3s cubic-bezier(0.22, 0.61, 0.36, 1);
}

/* ============================= 2. BASE ============================= */
* { box-sizing: border-box; }

html { scroll-behavior: smooth; overflow-x: hidden; max-width: 100%; }

body {
    font-family: 'Poppins', system-ui, -apple-system, sans-serif;
    color: var(--text);
    background-color: var(--bg);
    font-weight: 400;
    line-height: 1.6;
    overflow-x: hidden;
    max-width: 100%;
    margin: 0;
}

h1, h2, h3, h4, h5, h6 { font-weight: 700; color: var(--green-dark); margin: 0; }

p { margin: 0; }

a { text-decoration: none; color: inherit; transition: color var(--transition); }

img { max-width: 100%; display: block; }

ul { list-style: none; margin: 0; padding: 0; }

/* Container width override to design spec */
.container { max-width: var(--container-max); }

/* ============================= 3. UTILITIES ============================= */
.text-gold { color: var(--gold); }

.section { padding-top: var(--section-pad); padding-bottom: var(--section-pad); }

.bg-soft { background-color: var(--bg-soft); }

/* ============================= 4. BUTTONS ============================= */
.btn-primary-gd {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: var(--green);
    color: var(--white);
    font-weight: 600;
    font-size: 0.95rem;
    padding: 13px 26px;
    border-radius: var(--radius-btn);
    border: none;
    transition: transform var(--transition), box-shadow var(--transition), background var(--transition);
    white-space: nowrap;
}
.btn-primary-gd:hover {
    background: var(--green-dark);
    color: var(--white);
    transform: translateY(-2px) scale(1.02);
    box-shadow: 0 12px 26px rgba(0, 50, 36, 0.28);
}
.btn-primary-gd i { transition: transform var(--transition); }
.btn-primary-gd:hover i { transform: translateX(4px); }

/* Login button */
.btn-login {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: var(--green-dark);
    color: var(--white);
    font-weight: 600;
    font-size: 0.9rem;
    padding: 11px 22px;
    border-radius: var(--radius-btn);
    transition: transform var(--transition), box-shadow var(--transition), background var(--transition);
}
.btn-login:hover {
    color: var(--white);
    background: var(--green);
    transform: translateY(-2px);
    box-shadow: 0 10px 22px rgba(0, 50, 36, 0.3);
}
.btn-login i { color: var(--gold); }

/* ============================= 5. HEADER ============================= */
.site-header { position: sticky; top: 0; z-index: 1030; }

/* Topbar */
.topbar {
    background: var(--green-dark);
    color: rgba(255, 255, 255, 0.9);
    font-size: 0.8rem;
    padding: 8px 0;
}
.topbar__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: var(--sp-16);
    flex-wrap: wrap;
}
.topbar__left { display: flex; align-items: center; gap: 8px; }
.topbar__left i { color: var(--gold); }
.topbar__right { display: flex; align-items: center; gap: var(--sp-24); flex-wrap: wrap; }
.topbar__item { display: inline-flex; align-items: center; gap: 7px; color: rgba(255, 255, 255, 0.9); }
.topbar__item i { color: var(--gold); font-size: 0.8rem; }
.topbar__item:hover { color: var(--white); }

/* Main nav */
.mainnav {
    background: var(--white);
    padding: 12px 0;
    box-shadow: var(--shadow-sm);
    transition: box-shadow var(--transition), padding var(--transition);
}
.mainnav.is-scrolled {
    box-shadow: var(--shadow-md);
    padding: 8px 0;
}
.brand-logo { height: 52px; width: auto; }

.mainnav__list { gap: 4px; align-items: center; }
.mainnav .nav-link {
    font-weight: 500;
    font-size: 0.95rem;
    color: var(--text);
    padding: 8px 16px;
    position: relative;
    transition: color var(--transition);
}
.mainnav .nav-link:hover,
.mainnav .nav-link.active { color: var(--green); }

/* Active/hover underline */
.mainnav .nav-link::after {
    content: "";
    position: absolute;
    left: 16px;
    right: 16px;
    bottom: 2px;
    height: 2px;
    background: var(--gold);
    border-radius: 2px;
    transform: scaleX(0);
    transform-origin: left;
    transition: transform var(--transition);
}
.mainnav .nav-link.active::after,
.mainnav .nav-link:hover::after { transform: scaleX(1); }
.mainnav .dropdown-toggle::after { margin-left: 6px; vertical-align: 2px; }

.mainnav .dropdown-menu {
    border: 1px solid var(--border);
    border-radius: 14px;
    box-shadow: var(--shadow-md);
    padding: 8px;
    margin-top: 10px;
}
.mainnav .dropdown-item {
    border-radius: 8px;
    padding: 8px 14px;
    font-size: 0.9rem;
    font-weight: 500;
}
.mainnav .dropdown-item:hover { background: var(--bg-soft); color: var(--green); }

.navbar-toggler { border: none; padding: 4px 8px; }
.navbar-toggler:focus { box-shadow: none; }
.navbar-toggler-icon { display: inline; width: auto; height: auto; }
.navbar-toggler i { color: var(--green); font-size: 1.4rem; }

/* ============================= 6. HERO ============================= */
.hero {
    position: relative;
    background: var(--bg-soft);
    padding-top: 60px;
    padding-bottom: 70px;
    overflow: hidden;
}
/* Soft radial glow (the big green shape is now the oval composition below) */
.hero__bg-shape { display: none; }
.hero::before {
    content: "";
    position: absolute;
    inset: 0;
    z-index: 0;
    pointer-events: none;
    background:
        radial-gradient(55% 60% at 78% 42%, rgba(0, 50, 36, 0.05), transparent 70%),
        radial-gradient(40% 45% at 42% 22%, rgba(215, 166, 62, 0.05), transparent 70%);
}
.hero .container { position: relative; z-index: 2; }

.hero__left { padding-right: 24px; }

.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    color: var(--gold);
    font-weight: 600;
    font-size: 0.78rem;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    margin-bottom: var(--sp-16);
}
.eyebrow__line { width: 28px; height: 2px; background: var(--gold); display: inline-block; }

.hero__title {
    font-size: clamp(2.4rem, 4.4vw, 3.5rem);
    line-height: 1.1;
    font-weight: 700;
    letter-spacing: -0.5px;
    margin-bottom: var(--sp-24);
}
.hero__desc {
    color: var(--text-muted);
    font-size: 1rem;
    max-width: 500px;
    margin-bottom: var(--sp-32);
}

.hero__features {
    display: flex;
    gap: var(--sp-32);
    margin-bottom: var(--sp-32);
    flex-wrap: wrap;
}
.hero__features li { display: flex; align-items: center; gap: 12px; font-size: 0.9rem; line-height: 1.3; }
.hero__features strong { color: var(--green-dark); font-weight: 600; }
.feature-check {
    flex-shrink: 0;
    width: 34px;
    height: 34px;
    border-radius: 50%;
    background: var(--green);
    color: var(--white);
    display: grid;
    place-items: center;
    font-size: 0.8rem;
}

/* Apply card */
.apply-card {
    background: var(--white);
    border-radius: var(--radius-card);
    padding: var(--sp-24);
    box-shadow: var(--shadow-lg);
    max-width: 460px;
    border: 1px solid rgba(233, 236, 239, 0.7);
}
.apply-card__tag {
    display: inline-block;
    color: var(--gold);
    font-weight: 600;
    font-size: 0.78rem;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    margin-bottom: 6px;
}
.apply-card__title { font-size: 1.3rem; margin-bottom: 4px; }
.apply-card__sub { color: var(--text-muted); font-size: 0.86rem; margin-bottom: var(--sp-16); }
.apply-card__form { display: flex; gap: 12px; }
.apply-select {
    flex: 1;
    border-radius: var(--radius-input);
    border: 1px solid var(--border);
    padding: 12px 14px;
    font-size: 0.9rem;
    color: var(--text);
    background-color: var(--bg-soft);
}
.apply-select:focus { border-color: var(--green); box-shadow: 0 0 0 3px rgba(0, 50, 36, 0.1); }

/* Hero right / media */
.hero__right { position: relative; }
.hero__media {
    position: relative;
    height: 480px;
    z-index: 2;
}

/* Oval image composition */
.hero__visual { position: absolute; inset: 0; }

/* Dark green crescent that peeks behind the photo (right + bottom) */
.hero__blob {
    position: absolute;
    z-index: 0;
    top: 46px;
    left: 22%;
    right: -12%;
    bottom: 40px;
    border-radius: 50%;
    background: linear-gradient(160deg, #003224 0%, #00251B 100%);
}
/* Thin decorative arc that follows the oval's top edge */
.hero__arc {
    position: absolute;
    z-index: 1;
    top: 4px;
    left: 10%;
    right: -8%;
    bottom: 40px;
    width: auto;
    height: auto;
    overflow: visible;
    pointer-events: none;
}
.hero__arc path { stroke: var(--green); opacity: 0.5; }

/* Lady image inside an oval frame */
.hero__img-wrap {
    position: absolute;
    z-index: 1;
    top: 22px;
    left: 16%;
    right: -6%;
    bottom: 62px;
    border-radius: 50%;
    overflow: hidden;
    box-shadow: 0 30px 60px rgba(0, 50, 36, 0.28);
}
.hero__img { width: 100%; height: 100%; object-fit: cover; }

/* Floating cards */
.float-card {
    position: absolute;
    background: var(--white);
    border-radius: 16px;
    box-shadow: 0 18px 40px rgba(0, 50, 36, 0.15);
    padding: 15px 18px;
    z-index: 3;
    animation: floaty 5s ease-in-out infinite;
}

/* Loan approved (top-left) */
.float-card--approved {
    top: 20%;
    left: -4%;
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 16px 20px;
}
.float-card__icon {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: var(--green-dark);
    color: var(--white);
    display: grid;
    place-items: center;
    font-size: 0.9rem;
    flex-shrink: 0;
}
.float-card__label { display: block; font-size: 0.82rem; font-weight: 600; color: var(--green-dark); line-height: 1.35; }
.float-card__value { display: block; font-size: 1.1rem; font-weight: 700; color: var(--green-dark); line-height: 1.35; }
.float-card__note { display: block; font-size: 0.72rem; color: var(--text-muted); }

/* Standalone amount / EMI pills (bottom row) */
.float-pill {
    position: absolute;
    z-index: 3;
    border-radius: 14px;
    padding: 14px 20px;
    color: var(--white);
    box-shadow: 0 16px 34px rgba(0, 50, 36, 0.2);
    animation: floaty 5s ease-in-out infinite;
}
.float-pill span { display: block; font-size: 0.72rem; opacity: 0.9; margin-bottom: 3px; }
.float-pill strong { display: block; font-size: 1.15rem; font-weight: 700; }
.float-pill--green { background: var(--green-dark); bottom: 8%; left: -2%; animation-delay: 1s; }
.float-pill--gold { background: var(--gold); bottom: 8%; left: 35%; animation-delay: 1.4s; }

/* Rating (bottom-right) */
.float-card--rating {
    bottom: 2%;
    right: 0;
    text-align: center;
    padding: 16px 22px;
    animation-delay: 2s;
}
.rating-star { color: var(--gold); font-size: 1.4rem; display: block; margin-bottom: 4px; }
.rating-value { display: block; font-size: 1.4rem; font-weight: 700; color: var(--green-dark); line-height: 1.1; }
.rating-note { display: block; font-size: 0.72rem; color: var(--text-muted); line-height: 1.35; margin-top: 3px; }

/* ============================= 7. SECTION HEADS ============================= */
.section-head { margin-bottom: var(--sp-40); }
.section-eyebrow {
    display: inline-block;
    color: var(--gold);
    font-weight: 600;
    font-size: 0.78rem;
    letter-spacing: 2px;
    text-transform: uppercase;
    margin-bottom: 10px;
    position: relative;
}
.section-head .section-eyebrow::before,
.section-head .section-eyebrow::after {
    content: "";
    position: absolute;
    top: 50%;
    width: 22px;
    height: 1.5px;
    background: var(--gold);
}
.section-head .section-eyebrow::before { left: -32px; }
.section-head .section-eyebrow::after { right: -32px; }
.section-eyebrow--left { text-align: left; }

.section-title {
    font-size: clamp(1.6rem, 2.6vw, 2.1rem);
    font-weight: 700;
    color: var(--green-dark);
}
.section-title--left { text-align: left; }

/* ============================= 8. FEATURE / SERVICE CARDS ============================= */
.feature-card,
.service-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-card);
    padding: var(--sp-24);
    height: 100%;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    overflow: visible;
    transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}
.service-card-link {
    display: block;
    height: 100%;
    text-decoration: none !important;
    color: inherit;
}
.service-card-link:hover,
.service-card-link:focus {
    text-decoration: none !important;
    color: inherit;
}
.service-card-link:hover .service-card {
    transform: translateY(-6px);
    box-shadow: var(--shadow-md);
    border-color: transparent;
}
.service-card-link:hover .service-card__icon {
    background: var(--green);
    color: var(--gold);
}
.feature-card:hover,
.service-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-md);
    border-color: transparent;
}
.feature-card__icon,
.service-card__icon {
    width: 48px;
    height: 48px;
    min-width: 48px;
    border-radius: 12px;
    background: linear-gradient(145deg, rgba(0, 50, 36, 0.1), rgba(212, 166, 61, 0.14));
    color: var(--green);
    display: grid;
    place-items: center;
    font-size: 1.15rem;
    margin-bottom: var(--sp-16);
    flex-shrink: 0;
    transition: background var(--transition), color var(--transition);
}
.feature-card:hover .feature-card__icon,
.service-card:hover .service-card__icon {
    background: var(--green);
    color: var(--gold);
}
.feature-card__title,
.service-card__title {
    font-size: 0.98rem;
    font-weight: 600;
    margin-bottom: 8px;
    color: var(--green-dark);
}
.feature-card__text,
.service-card__text {
    font-size: 0.82rem;
    color: var(--text-muted);
    line-height: 1.5;
    margin: 0;
}

.services { background: var(--bg-soft); }

/* ============================= 9. STATISTICS ============================= */
.stats {
    background: linear-gradient(120deg, var(--green-dark), var(--green));
    padding: 34px 0;
}
.stat { display: flex; align-items: center; gap: var(--sp-16); justify-content: center; }
.stat__icon {
    width: 46px;
    height: 46px;
    border-radius: 12px;
    background: rgba(212, 166, 61, 0.15);
    color: var(--gold);
    display: grid;
    place-items: center;
    font-size: 1.2rem;
    flex-shrink: 0;
}
.stat__value { display: block; color: var(--white); font-size: 1.5rem; font-weight: 700; line-height: 1.1; }
.stat__label { display: block; color: rgba(255, 255, 255, 0.8); font-size: 0.82rem; }

/* ============================= 10. ABOUT ============================= */
.about__media { position: relative; padding-bottom: 40px; padding-right: 30px; }
.about__img {
    width: 100%;
    border-radius: var(--radius-img);
    box-shadow: var(--shadow-md);
    object-fit: cover;
}
.about__img-overlay {
    position: absolute;
    right: 0;
    bottom: 0;
    width: 42%;
    border-radius: 16px;
    border: 5px solid var(--white);
    box-shadow: var(--shadow-md);
    object-fit: cover;
}

.about__desc { color: var(--text-muted); margin: var(--sp-16) 0 var(--sp-24); font-size: 0.95rem; }

.about__points { margin-bottom: var(--sp-24); }
.point { display: inline-flex; align-items: center; gap: 10px; font-size: 0.9rem; font-weight: 500; color: var(--green-dark); }
.point i { color: var(--gold); font-size: 1.05rem; }

.about__cta-row {
    display: flex;
    align-items: center;
    gap: var(--sp-32);
    flex-wrap: wrap;
    margin-top: var(--sp-8);
}
.mission-card {
    background: #FBF3E2;
    border-radius: var(--radius-card);
    padding: var(--sp-24);
    max-width: 260px;
    border: 1px solid rgba(212, 166, 61, 0.25);
}
.mission-card__icon {
    width: 42px;
    height: 42px;
    border-radius: 12px;
    background: var(--gold);
    color: var(--white);
    display: grid;
    place-items: center;
    font-size: 1.1rem;
    margin-bottom: 12px;
}
.mission-card__title { font-size: 1rem; margin-bottom: 6px; }
.mission-card__text { font-size: 0.8rem; color: var(--text-muted); line-height: 1.5; margin: 0; }

/* ============================= 11. TESTIMONIALS ============================= */
.testimonials { background: var(--bg-soft); }
.testimonial-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-card);
    padding: var(--sp-24);
    height: 100%;
    position: relative;
    transition: transform var(--transition), box-shadow var(--transition);
}
.testimonial-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); }
.testimonial-card__quote { color: var(--gold); font-size: 1.4rem; margin-bottom: 12px; opacity: 0.6; }
.testimonial-card__text { font-size: 0.9rem; color: var(--text); font-style: italic; margin-bottom: var(--sp-24); }
.testimonial-card__foot { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; }
.testimonial-card__avatar { color: var(--green); font-size: 2.2rem; line-height: 1; }
.testimonial-card__who { display: flex; flex-direction: column; }
.testimonial-card__who strong { font-size: 0.9rem; color: var(--green-dark); }
.testimonial-card__who span { font-size: 0.76rem; color: var(--text-muted); }
.testimonial-card__stars { margin-left: auto; color: var(--gold); font-size: 0.72rem; letter-spacing: 1px; }

/* ============================= 12. CTA ============================= */
.cta { padding: 40px 0; background: var(--bg); }
.cta__inner {
    background: linear-gradient(120deg, #FBF3E2 0%, #F3F9F3 100%);
    border: 1px solid rgba(212, 166, 61, 0.2);
    border-radius: var(--radius-card);
    padding: 28px 40px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: var(--sp-24);
    flex-wrap: wrap;
    box-shadow: var(--shadow-sm);
}
.cta__left { display: flex; align-items: center; gap: var(--sp-16); }
.cta__icon {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background: #25D366;
    color: var(--white);
    display: grid;
    place-items: center;
    font-size: 1.5rem;
    flex-shrink: 0;
    box-shadow: 0 8px 18px rgba(37, 211, 102, 0.35);
}
.cta__title { font-size: 1.25rem; margin-bottom: 2px; }
.cta__sub { color: var(--text-muted); font-size: 0.9rem; margin: 0; }
.btn-lg-cta { padding: 14px 30px; font-size: 1rem; }

/* ============================= 13. FOOTER ============================= */
.footer { background: var(--green-dark); color: rgba(255, 255, 255, 0.75); padding-top: 60px; }
.footer__logo { height: 56px; width: auto; margin-bottom: var(--sp-16); filter: brightness(0) invert(1); opacity: 0.95; }
.footer__about { font-size: 0.86rem; line-height: 1.6; margin-bottom: var(--sp-16); max-width: 320px; }
.footer__social { display: flex; gap: 10px; }
.footer__social a {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.1);
    color: var(--white);
    display: grid;
    place-items: center;
    font-size: 0.85rem;
    transition: background var(--transition), transform var(--transition);
}
.footer__social a:hover { background: var(--gold); color: var(--green-dark); transform: translateY(-3px); }

.footer__heading { color: var(--white); font-size: 1rem; font-weight: 600; margin-bottom: var(--sp-16); }
.footer__links li,
.footer__contact li { margin-bottom: 10px; font-size: 0.86rem; }
.footer__links a:hover { color: var(--gold); padding-left: 4px; }
.footer__contact li { display: flex; align-items: flex-start; gap: 10px; }
.footer__contact i { color: var(--gold); margin-top: 4px; }
.footer__contact a:hover { color: var(--gold); }

.footer__bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    margin-top: var(--sp-40);
    padding: 18px 0;
    text-align: center;
}
.footer__bottom p { font-size: 0.8rem; margin: 0; color: rgba(255, 255, 255, 0.6); }

/* ============================= 14. ANIMATIONS ============================= */
@keyframes floaty {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

[data-animate] {
    opacity: 0;
    transform: translateY(28px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}
[data-animate].is-visible { opacity: 1; transform: translateY(0); }

@media (prefers-reduced-motion: reduce) {
    * { animation: none !important; transition: none !important; }
    [data-animate] { opacity: 1; transform: none; }
}

/* =================================================================
   ABOUT PAGE
   15. Secondary button
   16. Breadcrumb banner
   17. About hero (badge, media, floating stat cards)
   18. Journey (mission / vision / values)
   19. Timeline
   ================================================================= */

/* ---------- 15. Secondary (outline) button ---------- */
.btn-outline-gd {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: transparent;
    color: var(--green);
    font-weight: 600;
    font-size: 0.95rem;
    padding: 12px 24px;
    border-radius: var(--radius-btn);
    border: 1.5px solid var(--green);
    transition: transform var(--transition), box-shadow var(--transition), background var(--transition), color var(--transition);
    white-space: nowrap;
}
.btn-outline-gd:hover {
    background: var(--green);
    color: var(--white);
    transform: translateY(-2px) scale(1.02);
    box-shadow: 0 12px 26px rgba(0, 50, 36, 0.22);
}
.btn-outline-gd i { transition: transform var(--transition); }
.btn-outline-gd:hover i { transform: translateX(4px); }

/* Reusable pill badge (brand) */
.badge-brand {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(0, 50, 36, 0.08);
    color: var(--green);
    font-weight: 600;
    font-size: 0.76rem;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    padding: 8px 16px;
    border-radius: var(--radius-pill);
    margin-bottom: var(--sp-16);
}
.badge-brand i { color: var(--gold); }

/* ---------- 16. Breadcrumb banner ---------- */
.breadcrumb-hero { padding-top: 32px; padding-bottom: 8px; }
.breadcrumb-hero__banner {
    position: relative;
    border-radius: var(--radius-img);
    overflow: hidden;
    padding: 72px var(--sp-40);
    text-align: center;
    background-image: url("../images/breadcrumb.png");
    background-size: cover;
    background-position: center 42%;
    box-shadow: var(--shadow-md);
}
.breadcrumb-hero__banner::before {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(120deg, rgba(0, 37, 27, 0.9) 0%, rgba(0, 50, 36, 0.72) 100%);
}
.breadcrumb-hero__content { position: relative; z-index: 1; }
.breadcrumb-hero__title {
    color: var(--white);
    font-size: clamp(2rem, 3.4vw, 2.7rem);
    font-weight: 700;
    margin-bottom: 12px;
}
.breadcrumb-nav {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    font-size: 0.9rem;
    font-weight: 500;
    color: rgba(255, 255, 255, 0.85);
}
.breadcrumb-nav a { color: rgba(255, 255, 255, 0.85); }
.breadcrumb-nav a:hover { color: var(--gold); }
.breadcrumb-nav .sep { color: var(--gold); }
.breadcrumb-nav .current { color: var(--gold); }

/* ---------- 17. About hero ---------- */
.abouthero__desc { color: var(--text-muted); font-size: 0.98rem; line-height: 1.7; margin-bottom: var(--sp-24); }
.abouthero__points { margin-bottom: var(--sp-32); }
.abouthero__actions { display: flex; gap: var(--sp-16); flex-wrap: wrap; }

.abouthero__media {
    position: relative;
    padding: 0 20px 40px 0;
}
.abouthero__img {
    width: 100%;
    border-radius: var(--radius-img);
    box-shadow: var(--shadow-lg);
    object-fit: cover;
}

/* Floating stat cards (share the homepage float-card look) */
.stat-float {
    position: absolute;
    z-index: 3;
    display: flex;
    align-items: center;
    gap: 12px;
    background: var(--white);
    border-radius: 16px;
    box-shadow: 0 18px 40px rgba(0, 50, 36, 0.15);
    padding: 14px 18px;
    animation: floaty 5s ease-in-out infinite;
}
.stat-float__icon {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    background: linear-gradient(145deg, rgba(0, 50, 36, 0.1), rgba(215, 166, 62, 0.16));
    color: var(--green);
    display: grid;
    place-items: center;
    font-size: 1.1rem;
    flex-shrink: 0;
}
.stat-float__value { display: block; font-size: 1.2rem; font-weight: 700; color: var(--green-dark); line-height: 1.1; }
.stat-float__label { display: block; font-size: 0.74rem; color: var(--text-muted); }
.stat-float--a { top: 8%; left: -4%; animation-delay: 0s; }
.stat-float--b { bottom: 6%; left: -2%; animation-delay: 1s; }
.stat-float--c { top: auto; bottom: 6%; right: -3%; animation-delay: 2s; }

/* ---------- 18. Journey ---------- */
.journey { background: var(--bg-soft); }
.journey__media { position: relative; padding: 0 0 30px 20px; }
.journey__img {
    width: 100%;
    border-radius: var(--radius-img);
    box-shadow: var(--shadow-lg);
    object-fit: cover;
}
.journey__badge {
    position: absolute;
    left: 0;
    bottom: 0;
    background: var(--green);
    color: var(--white);
    border-radius: var(--radius-card);
    padding: 18px 22px;
    box-shadow: var(--shadow-md);
    text-align: center;
}
.journey__badge strong { display: block; font-size: 1.6rem; font-weight: 700; color: var(--gold); line-height: 1; }
.journey__badge span { display: block; font-size: 0.76rem; margin-top: 4px; color: rgba(255, 255, 255, 0.85); }

.journey-list { display: grid; gap: var(--sp-24); margin-top: var(--sp-24); }
.journey-item { display: flex; gap: var(--sp-16); }
.journey-item__icon {
    flex-shrink: 0;
    width: 52px;
    height: 52px;
    border-radius: 14px;
    background: linear-gradient(145deg, rgba(0, 50, 36, 0.1), rgba(215, 166, 62, 0.16));
    color: var(--green);
    display: grid;
    place-items: center;
    font-size: 1.25rem;
}
.journey-item__title { font-size: 1.05rem; font-weight: 600; color: var(--green-dark); margin-bottom: 4px; }
.journey-item__text { font-size: 0.88rem; color: var(--text-muted); line-height: 1.6; margin: 0; }

/* ---------- 19. Timeline ---------- */
.timeline { position: relative; display: flex; gap: var(--sp-16); }
.timeline::before {
    content: "";
    position: absolute;
    top: 26px;
    left: 8%;
    right: 8%;
    height: 2px;
    background: linear-gradient(90deg, transparent, var(--gold), transparent);
    z-index: 0;
}
.timeline__item {
    position: relative;
    z-index: 1;
    flex: 1;
    text-align: center;
    padding: 0 6px;
}
.timeline__dot {
    width: 54px;
    height: 54px;
    border-radius: 50%;
    background: var(--white);
    border: 2px solid rgba(0, 50, 36, 0.12);
    color: var(--green);
    display: grid;
    place-items: center;
    font-size: 1.2rem;
    margin: 0 auto var(--sp-16);
    box-shadow: var(--shadow-sm);
    transition: transform var(--transition), background var(--transition), color var(--transition);
}
.timeline__item:hover .timeline__dot {
    background: var(--green);
    color: var(--gold);
    transform: translateY(-4px);
    border-color: transparent;
}
.timeline__year { display: block; font-size: 1.15rem; font-weight: 700; color: var(--gold); line-height: 1.2; }
.timeline__label { display: block; font-size: 0.82rem; color: var(--text-muted); margin-top: 4px; }

/* =================================================================
   EMI CALCULATOR PAGE
   ================================================================= */
.emi-section { background: var(--bg-soft); }

.emi-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-card);
    padding: var(--sp-24);
    box-shadow: var(--shadow-md);
    height: 100%;
}
.emi-card__head {
    display: flex;
    align-items: center;
    gap: var(--sp-16);
    margin-bottom: var(--sp-24);
}
.emi-card__icon {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: linear-gradient(145deg, rgba(0, 50, 36, 0.1), rgba(215, 166, 62, 0.16));
    color: var(--green);
    display: grid;
    place-items: center;
    font-size: 1.35rem;
    flex-shrink: 0;
    box-shadow: var(--shadow-sm);
}
.emi-card__title { font-size: 1.2rem; font-weight: 700; color: var(--green-dark); margin: 0 0 4px; }
.emi-card__sub { font-size: 0.86rem; color: var(--text-muted); margin: 0; }

.emi-form .form-label {
    font-weight: 500;
    font-size: 0.9rem;
    color: var(--green-dark);
    margin-bottom: 8px;
}
.emi-form .form-control,
.emi-form .form-select {
    border-radius: var(--radius-input);
    border: 1px solid var(--border);
    padding: 12px 14px;
    font-size: 0.9rem;
    color: var(--text);
}
.emi-form .form-control:focus,
.emi-form .form-select:focus {
    border-color: var(--green);
    box-shadow: 0 0 0 3px rgba(0, 50, 36, 0.1);
}
.emi-form .input-group-text {
    border-radius: var(--radius-input) 0 0 var(--radius-input);
    background: var(--bg-soft);
    border-color: var(--border);
    color: var(--green);
    font-weight: 600;
}
.emi-form .input-group .form-control { border-radius: 0; }
.emi-form .input-group .btn {
    border-radius: 0 var(--radius-input) var(--radius-input) 0;
    border-color: var(--border);
    color: var(--green);
    font-weight: 600;
}
.emi-form .input-group .btn:hover {
    background: var(--green);
    color: var(--white);
    border-color: var(--green);
}
.emi-form .form-range {
    height: 6px;
    accent-color: var(--green);
}
.emi-form .form-range::-webkit-slider-thumb { background: var(--green); }
.emi-hint { font-size: 0.8rem; color: var(--text-muted); margin-top: 6px; }
.emi-rate-badge {
    background: rgba(0, 50, 36, 0.08) !important;
    color: var(--green) !important;
    font-weight: 600;
    border-radius: 8px;
    padding: 4px 10px;
}

.emi-results {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--sp-16);
    text-align: center;
    padding-top: var(--sp-8);
}
.emi-results__label { font-size: 0.8rem; color: var(--text-muted); }
.emi-results__value {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--green-dark);
    margin-top: 4px;
}

.emi-chart-card { min-height: 300px; }
.emi-chart-card__head {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: var(--sp-16);
}
.emi-chart-card__head h3 {
    font-size: 1.05rem;
    font-weight: 600;
    color: var(--green-dark);
    margin: 0;
}
.emi-chart-wrap {
    position: relative;
    height: 240px;
}
.emi-table-wrap {
    max-height: 280px;
    overflow: auto;
    margin-top: var(--sp-16);
    border: 1px solid var(--border);
    border-radius: 12px;
}
.emi-table-wrap .table {
    margin: 0;
    font-size: 0.82rem;
}
.emi-table-wrap thead th {
    position: sticky;
    top: 0;
    background: var(--bg-soft);
    color: var(--text-muted);
    font-weight: 600;
    border-bottom: 1px solid var(--border);
    white-space: nowrap;
}
.emi-table-wrap tbody td {
    border-color: var(--border);
    color: var(--text);
    white-space: nowrap;
}

.btn-emi-save {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: transparent;
    color: var(--green);
    border: 1.5px solid var(--green);
    border-radius: var(--radius-btn);
    font-weight: 600;
    font-size: 0.82rem;
    padding: 8px 14px;
    transition: background var(--transition), color var(--transition);
}
.btn-emi-save:hover {
    background: var(--green);
    color: var(--white);
}

/* =================================================================
   PERSONAL SERVICE CARD PAGE
   ================================================================= */

/* Reusable soft-background modifier */
.section--soft { background: var(--bg-soft); }

/* ---------- Hero media (left image) ---------- */
.psc-hero__media { position: relative; padding: 14px 18px 18px 0; }
.psc-hero__media::after {
    content: "";
    position: absolute;
    right: 0;
    bottom: 0;
    width: 62%;
    height: 68%;
    background: linear-gradient(145deg, rgba(0, 50, 36, 0.12), rgba(215, 166, 62, 0.16));
    border-radius: var(--radius-img);
    z-index: 0;
}
.psc-hero__img {
    position: relative;
    z-index: 1;
    width: 100%;
    border-radius: var(--radius-img);
    box-shadow: var(--shadow-lg);
}
.psc-hero__leaf {
    position: absolute;
    top: 4px;
    right: 30px;
    z-index: 2;
    color: var(--gold);
    font-size: 1.7rem;
    transform: rotate(12deg);
}

/* ---------- Hero content (right column) ---------- */
.psc-hero__desc { color: var(--text-muted); font-size: 0.92rem; line-height: 1.7; margin-top: var(--sp-16); }
.psc-hero__desc + .psc-hero__desc { margin-top: var(--sp-16); }

.psc-features {
    display: flex;
    flex-wrap: wrap;
    gap: var(--sp-16) var(--sp-24);
    margin: var(--sp-24) 0;
}

/* ---------- Pricing card ---------- */
.psc-price {
    display: flex;
    align-items: center;
    gap: var(--sp-24);
    background: var(--bg-soft);
    border: 1px solid var(--border);
    border-radius: var(--radius-card);
    padding: var(--sp-16) var(--sp-24);
    box-shadow: var(--shadow-sm);
    flex-wrap: wrap;
}
.psc-price__validity {
    display: flex;
    flex-direction: column;
    padding-right: var(--sp-24);
    border-right: 1px solid var(--border);
}
.psc-price__validity small { font-size: 0.72rem; color: var(--text-muted); letter-spacing: 0.5px; }
.psc-price__validity strong { font-size: 1.05rem; color: var(--green-dark); }
.psc-price__amount { display: flex; align-items: baseline; gap: 10px; }
.psc-price__old { font-size: 0.9rem; color: var(--text-muted); text-decoration: line-through; }
.psc-price__new { font-size: 1.55rem; font-weight: 700; color: var(--green); line-height: 1; }
.psc-price__off {
    margin-left: auto;
    background: linear-gradient(135deg, var(--gold), var(--gold-soft));
    color: var(--green-dark);
    font-weight: 700;
    font-size: 0.76rem;
    padding: 6px 14px;
    border-radius: var(--radius-pill);
    box-shadow: 0 6px 16px rgba(215, 166, 62, 0.35);
}

.psc-buy { margin-top: var(--sp-24); }

/* ---------- Contact row ---------- */
.psc-contact {
    display: flex;
    flex-wrap: wrap;
    gap: var(--sp-16) var(--sp-32);
    margin-top: var(--sp-24);
    padding-top: var(--sp-24);
    border-top: 1px solid var(--border);
}
.psc-contact a { display: inline-flex; align-items: center; gap: 10px; font-weight: 500; color: var(--green-dark); font-size: 0.9rem; }
.psc-contact a:hover { color: var(--green); }
.psc-contact i { color: var(--gold); }

/* ---------- How it works timeline description ---------- */
.timeline__title { display: block; font-size: 0.88rem; font-weight: 600; color: var(--green-dark); margin-top: 4px; }
.timeline__desc { display: block; font-size: 0.75rem; color: var(--text-muted); margin-top: 6px; line-height: 1.5; }

/* ---------- FAQ accordion ---------- */
.psc-accordion { max-width: 920px; margin: 0 auto; }
.psc-accordion .accordion-item {
    border: 1px solid var(--border);
    border-radius: var(--radius-btn) !important;
    margin-bottom: var(--sp-16);
    overflow: hidden;
    background: var(--white);
    box-shadow: var(--shadow-sm);
}
.psc-accordion .accordion-item:last-child { margin-bottom: 0; }
.psc-accordion .accordion-button {
    font-family: inherit;
    font-weight: 600;
    font-size: 0.95rem;
    color: var(--green-dark);
    background: var(--white);
    padding: var(--sp-16) var(--sp-24);
}
.psc-accordion .accordion-button:not(.collapsed) {
    color: var(--green);
    background: rgba(0, 50, 36, 0.04);
    box-shadow: none;
}
.psc-accordion .accordion-button:focus {
    box-shadow: 0 0 0 0.2rem rgba(0, 50, 36, 0.12);
    border-color: transparent;
}

/* ---------- Policy / CMS content pages ---------- */
.policy-content {
    max-width: 920px;
    margin: 0 auto;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-btn);
    padding: clamp(1.25rem, 3vw, 2.5rem);
    box-shadow: var(--shadow-sm);
    color: var(--text);
    line-height: 1.7;
}
.policy-content h1,
.policy-content h2,
.policy-content h3,
.policy-content h4 {
    color: var(--green-dark);
    margin-top: 1.5rem;
    margin-bottom: 0.75rem;
}
.policy-content p { margin-bottom: 1rem; }
.policy-content ul,
.policy-content ol { padding-left: 1.25rem; margin-bottom: 1rem; }
.policy-content a { color: var(--green); }
.psc-accordion .accordion-button:not(.collapsed)::after {
    filter: invert(18%) sepia(24%) saturate(2000%) hue-rotate(115deg) brightness(45%);
}
.psc-accordion .accordion-body {
    padding: 0 var(--sp-24) var(--sp-24);
    color: var(--text-muted);
    font-size: 0.88rem;
    line-height: 1.65;
}

/* =================================================================
   CONTACT US PAGE
   ================================================================= */

/* ---------- Contact form card ---------- */
.contact-form-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-card);
    box-shadow: var(--shadow-md);
    padding: var(--sp-32);
    height: 100%;
}
.contact-form-card__title { font-size: 1.25rem; font-weight: 600; color: var(--green-dark); margin-bottom: var(--sp-24); }
.contact-form .form-label { font-weight: 500; font-size: 0.88rem; color: var(--green-dark); margin-bottom: 6px; }
.contact-form .form-control {
    border-radius: var(--radius-input);
    border: 1px solid var(--border);
    padding: 12px 14px;
    font-size: 0.9rem;
    background: var(--bg-soft);
}
.contact-form .form-control:focus {
    border-color: var(--green);
    box-shadow: 0 0 0 3px rgba(0, 50, 36, 0.1);
    background: var(--white);
}
.contact-form textarea.form-control { resize: vertical; min-height: 130px; }

/* ---------- Contact information card ---------- */
.contact-info {
    background: linear-gradient(160deg, var(--green) 0%, var(--green-dark) 100%);
    border-radius: var(--radius-card);
    box-shadow: var(--shadow-lg);
    padding: var(--sp-32);
    height: 100%;
    color: rgba(255, 255, 255, 0.8);
}
.contact-info__title { color: var(--white); font-size: 1.25rem; font-weight: 600; margin-bottom: 6px; }
.contact-info__sub { font-size: 0.86rem; color: rgba(255, 255, 255, 0.7); margin-bottom: var(--sp-24); }
.contact-info__list { display: grid; gap: var(--sp-24); }
.contact-info__item { display: flex; gap: var(--sp-16); align-items: flex-start; }
.contact-info__icon {
    width: 46px;
    height: 46px;
    border-radius: 50%;
    border: 1.5px solid rgba(215, 166, 62, 0.5);
    background: rgba(215, 166, 62, 0.1);
    color: var(--gold);
    display: grid;
    place-items: center;
    flex-shrink: 0;
    font-size: 1.05rem;
}
.contact-info__label { display: block; font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.5px; color: var(--gold); margin-bottom: 2px; }
.contact-info__value { display: block; font-size: 0.9rem; color: var(--white); font-weight: 500; line-height: 1.55; }
.contact-info__value a { color: var(--white); }
.contact-info__value a:hover { color: var(--gold); }
.contact-info__img {
    margin-top: var(--sp-24);
    width: 100%;
    border-radius: var(--radius-img);
    box-shadow: var(--shadow-md);
    object-fit: cover;
}

/* ---------- Get in touch cards ---------- */
.info-card { text-align: center; }
.info-card__icon {
    width: 58px;
    height: 58px;
    border-radius: 50%;
    margin: 0 auto var(--sp-16);
    background: linear-gradient(145deg, rgba(0, 50, 36, 0.1), rgba(215, 166, 62, 0.16));
    color: var(--green);
    display: grid;
    place-items: center;
    font-size: 1.35rem;
    transition: background var(--transition), color var(--transition);
}
.info-card:hover .info-card__icon { background: var(--green); color: var(--gold); }
.info-card .feature-card__title { font-size: 1.02rem; }

/* ---------- Google map ---------- */
.map-embed {
    border-radius: var(--radius-img);
    overflow: hidden;
    box-shadow: var(--shadow-md);
    border: 1px solid var(--border);
    line-height: 0;
}
.map-embed iframe { width: 100%; height: 420px; border: 0; display: block; }

/* =================================================================
   PERSONAL LOAN — LANDING PAGE
   ================================================================= */

/* ---------- Minimal header ---------- */
.landing-header {
    background: var(--white);
    box-shadow: var(--shadow-sm);
    padding: 18px 0;
    text-align: center;
    position: sticky;
    top: 0;
    z-index: 1030;
}
.landing-header .brand-logo { height: 54px; width: auto; display: inline-block; }

/* ---------- Hero (dark green panel) ---------- */
.pl-hero { position: relative; background: var(--bg-soft); padding: 28px 0 60px; }

.pl-hero__panel {
    position: relative;
    background:
        radial-gradient(48% 58% at 14% 10%, rgba(58, 122, 92, 0.40), transparent 62%),
        radial-gradient(45% 55% at 92% 22%, rgba(215, 166, 62, 0.10), transparent 58%),
        radial-gradient(75% 85% at 102% 108%, rgba(0, 18, 12, 0.60), transparent 60%),
        radial-gradient(70% 80% at -6% 106%, rgba(0, 18, 12, 0.45), transparent 60%),
        linear-gradient(135deg, #024631 0%, #003224 46%, #00251B 100%);
    border-radius: 30px;
    overflow: hidden;
    padding: 48px 56px 24px;
    box-shadow: 0 30px 70px rgba(0, 50, 36, 0.20);
}
.pl-hero__panel .row { min-height: 600px; }

/* Subtle abstract fintech shapes (barely visible) */
.pl-hero__shape { position: absolute; z-index: 0; border-radius: 50%; pointer-events: none; }
.pl-hero__shape--1 { width: 360px; height: 360px; top: -110px; right: 16%; border: 2px solid rgba(255, 255, 255, 0.06); }
.pl-hero__shape--2 { width: 230px; height: 230px; bottom: 30px; left: 4%; border: 2px solid rgba(215, 166, 62, 0.08); }
.pl-hero__shape--3 { width: 520px; height: 520px; top: 30%; right: -160px; background: radial-gradient(circle, rgba(58, 122, 92, 0.12), transparent 70%); }

.pl-hero__content { position: relative; z-index: 2; padding: 24px 0 70px; }

.pl-hero__title {
    font-size: clamp(2.1rem, 3.8vw, 3.1rem);
    line-height: 1.12;
    font-weight: 700;
    letter-spacing: -0.5px;
    color: var(--white);
    margin-bottom: 12px;
}
.pl-hero__title .accent { color: var(--gold); }
.pl-hero__tagline { color: rgba(255, 255, 255, 0.85); font-weight: 500; letter-spacing: 0.5px; margin-bottom: var(--sp-32); }

.pl-hero__feats { display: flex; flex-wrap: wrap; gap: var(--sp-16) var(--sp-32); margin-bottom: var(--sp-40); }
.pl-hero__feats li { display: inline-flex; align-items: center; gap: 10px; color: rgba(255, 255, 255, 0.92); font-size: 0.9rem; font-weight: 500; }
.pl-hero__feats i { color: var(--gold); }

/* ---------- Lead capture form ---------- */
.pl-lead {
    background: var(--white);
    border-radius: var(--radius-card);
    padding: var(--sp-24);
    box-shadow: 0 26px 60px rgba(0, 20, 14, 0.30);
    border: 1px solid rgba(255, 255, 255, 0.6);
    max-width: 520px;
}
.pl-lead__tag {
    display: block;
    text-align: center;
    color: var(--gold);
    font-weight: 600;
    font-size: 0.78rem;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    margin-bottom: 6px;
}
.pl-lead__title { font-size: 1.3rem; text-align: center; margin-bottom: 4px; }
.pl-lead__sub { color: var(--text-muted); font-size: 0.86rem; text-align: center; margin-bottom: var(--sp-16); }

.pl-phone {
    display: flex;
    border: 1px solid var(--border);
    border-radius: var(--radius-input);
    overflow: hidden;
    background: var(--bg-soft);
    margin-bottom: var(--sp-16);
    transition: border-color var(--transition), box-shadow var(--transition), background var(--transition);
}
.pl-phone:focus-within { border-color: var(--green); box-shadow: 0 0 0 3px rgba(0, 50, 36, 0.1); background: var(--white); }
.pl-phone__code {
    display: flex;
    align-items: center;
    gap: 6px;
    padding: 12px 16px;
    font-weight: 600;
    color: var(--green-dark);
    border-right: 1px solid var(--border);
    background: rgba(0, 50, 36, 0.04);
    white-space: nowrap;
}
.pl-phone__code i { color: var(--text-muted); font-size: 0.7rem; }
.pl-phone__input { flex: 1; min-width: 0; border: none; background: transparent; padding: 12px 14px; font-size: 0.95rem; outline: none; color: var(--text); font-family: inherit; }
.pl-lead .btn-primary-gd { width: 100%; justify-content: center; padding: 15px; font-size: 1rem; }
.pl-lead__error { display: none; color: #c0392b; font-size: 0.8rem; margin: -6px 0 12px; }
.pl-lead__error.show { display: block; }
.pl-lead__secure {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    margin: var(--sp-16) 0 0;
    font-size: 0.78rem;
    color: var(--text-muted);
}
.pl-lead__secure i { color: var(--green); }

/* ---------- OTP boxes ---------- */
.pl-otp {
    display: flex;
    gap: 12px;
    justify-content: center;
    margin-bottom: var(--sp-16);
}
.pl-otp__digit {
    width: 58px;
    max-width: 58px;
    height: 58px;
    text-align: center;
    font-size: 1.25rem;
    font-weight: 600;
    font-family: inherit;
    color: var(--green-dark);
    border: 1px solid var(--border);
    border-radius: var(--radius-input);
    background: var(--bg-soft);
    outline: none;
    transition: border-color var(--transition), box-shadow var(--transition), background var(--transition);
}
.pl-otp__digit:focus {
    border-color: var(--green);
    box-shadow: 0 0 0 3px rgba(0, 50, 36, 0.1);
    background: var(--white);
}
.pl-otp__resend {
    text-align: center;
    font-size: 0.82rem;
    color: var(--text-muted);
    margin: var(--sp-16) 0 0;
}
.pl-otp__resend-btn {
    background: none;
    border: none;
    padding: 0;
    margin-left: 4px;
    color: var(--green);
    font-weight: 600;
    font-size: inherit;
    font-family: inherit;
    cursor: pointer;
    text-decoration: underline;
    text-underline-offset: 2px;
}
.pl-otp__resend-btn:hover { color: var(--green-dark); }
.pl-otp__resend-btn:disabled { color: var(--gold); cursor: default; text-decoration: none; }

/* ---------- Personal Info form card ---------- */
.pl-hero__panel--info { padding: 40px 40px 48px; }
.pl-hero__panel--info .row { min-height: 0; }

.pl-info {
    position: relative;
    z-index: 2;
    max-width: 920px;
    margin: 0 auto;
    background: var(--white);
    border-radius: var(--radius-card);
    padding: var(--sp-32);
    box-shadow: 0 26px 60px rgba(0, 20, 14, 0.30);
}
.pl-info__head { margin-bottom: var(--sp-24); }
.pl-info__title { font-size: 1.55rem; font-weight: 700; color: var(--green-dark); margin-bottom: 6px; }
.pl-info__sub { color: var(--text-muted); font-size: 0.9rem; margin: 0; }

.pl-info__label {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-weight: 500;
    font-size: 0.88rem;
    color: var(--green-dark);
    margin-bottom: 6px;
}
.pl-info__label i { color: var(--gold); font-size: 0.86rem; }

.pl-info__input {
    border-radius: var(--radius-input);
    border: 1px solid var(--border);
    padding: 12px 14px;
    font-size: 0.9rem;
    background: var(--bg-soft);
    color: var(--text);
}
.pl-info__input:focus {
    border-color: var(--green);
    box-shadow: 0 0 0 3px rgba(0, 50, 36, 0.1);
    background: var(--white);
}
.pl-info__btn { padding: 15px; font-size: 1rem; margin-top: 8px; }

/* Employment type cards */
.pl-emp {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    width: 100%;
    padding: 16px 18px;
    border: 1.5px solid var(--border);
    border-radius: var(--radius-btn);
    background: var(--bg-soft);
    cursor: pointer;
    transition: border-color var(--transition), background var(--transition), box-shadow var(--transition);
    margin: 0;
}
.pl-emp input { position: absolute; opacity: 0; pointer-events: none; }
.pl-emp__dot {
    flex-shrink: 0;
    width: 18px;
    height: 18px;
    margin-top: 2px;
    border-radius: 50%;
    border: 2px solid #c5cdd4;
    background: var(--white);
    position: relative;
}
.pl-emp__dot::after {
    content: "";
    position: absolute;
    inset: 3px;
    border-radius: 50%;
    background: var(--green);
    transform: scale(0);
    transition: transform var(--transition);
}
.pl-emp__text { display: flex; flex-direction: column; gap: 2px; }
.pl-emp__text strong { font-size: 0.95rem; color: var(--green-dark); font-weight: 600; }
.pl-emp__text small { font-size: 0.78rem; color: var(--text-muted); }
.pl-emp.is-selected {
    border-color: var(--green);
    background: rgba(0, 50, 36, 0.04);
    box-shadow: 0 0 0 3px rgba(0, 50, 36, 0.08);
}
.pl-emp.is-selected .pl-emp__dot { border-color: var(--green); }
.pl-emp.is-selected .pl-emp__dot::after { transform: scale(1); }
.pl-emp:hover { border-color: rgba(0, 50, 36, 0.35); }

/* ---------- Hero figure (transparent person) ---------- */
.pl-hero__figure {
    position: relative;
    z-index: 2;
    display: flex;
    align-items: flex-end;
    justify-content: center;
    align-self: flex-end;
}
.pl-hero__person {
    position: relative;
    z-index: 2;
    max-width: 108%;
    max-height: 680px;
    width: auto;
    object-fit: contain;
    margin-bottom: -1px;
    filter: drop-shadow(0 20px 34px rgba(0, 20, 14, 0.30));
}

/* ---------- Bottom wave removed — green panel now blends seamlessly ---------- */
.pl-hero__wave { display: none; }

/* ---------- Loan benefits (dark) ---------- */
.pl-benefits { background: linear-gradient(120deg, var(--green-dark) 0%, var(--green) 100%); }
.section-title--light { color: var(--white); }
.pl-amount-card {
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: var(--radius-card);
    padding: var(--sp-32);
    box-shadow: var(--shadow-md);
}
.pl-amount-card__label { color: rgba(255, 255, 255, 0.7); font-size: 0.82rem; text-align: center; text-transform: uppercase; letter-spacing: 1px; }
.pl-amount-card__value { color: var(--white); font-size: clamp(1.9rem, 3.2vw, 2.6rem); font-weight: 700; text-align: center; margin: 8px 0 var(--sp-24); }
.pl-amount-card__value span { color: var(--gold); }
.pl-range { -webkit-appearance: none; appearance: none; width: 100%; height: 6px; border-radius: 999px; background: rgba(255, 255, 255, 0.2); outline: none; }
.pl-range::-webkit-slider-runnable-track { height: 6px; border-radius: 999px; background: linear-gradient(90deg, var(--gold) 60%, rgba(255,255,255,0.2) 60%); }
.pl-range::-webkit-slider-thumb { -webkit-appearance: none; appearance: none; width: 22px; height: 22px; border-radius: 50%; background: var(--gold); border: 3px solid var(--white); margin-top: -8px; cursor: pointer; box-shadow: 0 4px 10px rgba(0,0,0,0.25); }
.pl-range::-moz-range-track { height: 6px; border-radius: 999px; background: rgba(255,255,255,0.2); }
.pl-range::-moz-range-progress { height: 6px; border-radius: 999px; background: var(--gold); }
.pl-range::-moz-range-thumb { width: 22px; height: 22px; border-radius: 50%; background: var(--gold); border: 3px solid var(--white); cursor: pointer; }
.pl-range-scale { display: flex; justify-content: space-between; margin-top: 10px; color: rgba(255, 255, 255, 0.65); font-size: 0.78rem; }

.pl-benefit-list { display: grid; gap: 6px; }
.pl-benefit-list li { display: flex; gap: 12px; align-items: flex-start; padding: 10px 0; color: rgba(255, 255, 255, 0.9); font-size: 0.98rem; border-bottom: 1px solid rgba(255, 255, 255, 0.08); }
.pl-benefit-list li:last-child { border-bottom: none; }
.pl-benefit-list i { color: var(--gold); margin-top: 4px; font-size: 1rem; flex-shrink: 0; }

/* ---------- Simplified footer ---------- */
.pl-footer { background: var(--green-dark); color: rgba(255, 255, 255, 0.7); padding: 30px 0; }
.pl-footer__inner { display: flex; align-items: center; justify-content: space-between; gap: var(--sp-16); flex-wrap: wrap; }
.pl-footer__logo { height: 44px; width: auto; }
.pl-footer__links { display: flex; gap: var(--sp-24); flex-wrap: wrap; }
.pl-footer__links a { color: rgba(255, 255, 255, 0.7); font-size: 0.85rem; font-weight: 500; }
.pl-footer__links a:hover { color: var(--gold); }
.pl-footer__copy { font-size: 0.82rem; color: rgba(255, 255, 255, 0.6); }

/* =================================================================
   EMI OPTION PAGE
   ================================================================= */
.emi-page { background: var(--bg-soft); padding: 32px 0 64px; }
.emi-container { max-width: 1200px; margin: 0 auto; padding: 0 20px; }

/* ---------- Progress container ---------- */
.emi-progress {
    position: relative;
    overflow: hidden;
    border-radius: 20px;
    padding: 28px 32px 34px;
    background:
        radial-gradient(70% 120% at 8% -10%, rgba(58, 122, 92, 0.45), transparent 55%),
        radial-gradient(50% 80% at 90% 110%, rgba(215, 166, 62, 0.12), transparent 50%),
        linear-gradient(135deg, #0D4F3C 0%, #063B2E 55%, #024631 100%);
    box-shadow: 0 24px 50px rgba(0, 50, 36, 0.22);
    color: rgba(255, 255, 255, 0.85);
}
.emi-progress__top { display: flex; align-items: center; justify-content: space-between; gap: 16px; margin-bottom: 28px; }
.emi-progress__brand { display: flex; align-items: center; gap: 14px; }
.emi-progress__brand-icon {
    width: 46px; height: 46px; border-radius: 12px; flex-shrink: 0;
    background: rgba(255, 255, 255, 0.1); border: 1px solid rgba(255, 255, 255, 0.15);
    display: grid; place-items: center; color: var(--gold); font-size: 1.1rem;
}
.emi-progress__brand h1 { font-size: 1.15rem; font-weight: 700; color: var(--white); margin: 0; }
.emi-progress__brand p { font-size: 0.78rem; color: var(--gold); margin: 2px 0 0; }
.emi-progress__badge {
    flex-shrink: 0;
    background: linear-gradient(135deg, var(--gold), var(--gold-soft));
    color: #063B2E; font-weight: 700; font-size: 0.76rem;
    padding: 7px 16px; border-radius: 999px; box-shadow: 0 6px 16px rgba(215, 166, 62, 0.35);
}

/* Step indicator */
.emi-steps {
    display: flex; list-style: none; margin: 0; padding: 8px 10px 0;
    position: relative;
}
.emi-step { flex: 1; text-align: center; position: relative; padding: 0 4px; }
.emi-step:not(:first-child)::before {
    content: ""; position: absolute; top: 21px; left: calc(-50% + 22px); right: calc(50% + 22px);
    height: 3px; border-radius: 3px;
    background: rgba(255, 255, 255, 0.18); z-index: 0;
}
.emi-step.is-complete::before,
.emi-step.is-active::before {
    background: linear-gradient(90deg, var(--gold), var(--gold-soft));
}
.emi-step__dot {
    position: relative; z-index: 1;
    width: 44px; height: 44px; border-radius: 50%; margin: 0 auto 10px;
    display: grid; place-items: center; font-weight: 700; font-size: 0.95rem;
    background: rgba(255, 255, 255, 0.08); border: 2px solid rgba(255, 255, 255, 0.22);
    color: rgba(255, 255, 255, 0.55);
    transition: transform var(--transition), background var(--transition), box-shadow var(--transition), border-color var(--transition);
}
.emi-step.is-complete .emi-step__dot {
    background: linear-gradient(145deg, var(--gold), var(--gold-soft));
    border-color: transparent; color: #063B2E;
    box-shadow: 0 4px 14px rgba(215, 166, 62, 0.35);
}
.emi-step.is-active .emi-step__dot {
    background: linear-gradient(145deg, var(--gold), var(--gold-soft));
    border-color: transparent; color: #063B2E;
    box-shadow: 0 0 0 6px rgba(215, 166, 62, 0.22), 0 6px 18px rgba(215, 166, 62, 0.4);
    transform: scale(1.06);
}
.emi-step__name {
    display: block; font-size: 0.82rem; font-weight: 500;
    color: rgba(255, 255, 255, 0.55); line-height: 1.3;
}
.emi-step.is-active .emi-step__name { color: var(--gold); font-weight: 600; }
.emi-step.is-complete .emi-step__name { color: rgba(255, 255, 255, 0.92); }

/* ---------- Loan summary card ---------- */
.emi-summary {
    display: flex; align-items: center; flex-wrap: wrap; gap: 20px;
    background: var(--white); border: 1px solid var(--border); border-radius: 20px;
    padding: 22px 26px; box-shadow: var(--shadow-md);
    margin-top: -26px; position: relative; z-index: 2; margin-left: 20px; margin-right: 20px;
}
.emi-summary__main { display: flex; align-items: center; gap: 16px; padding-right: 26px; border-right: 1px solid var(--border); }
.emi-summary__icon {
    width: 60px; height: 60px; border-radius: 16px; flex-shrink: 0;
    background: linear-gradient(150deg, var(--green), var(--green-dark)); color: var(--gold);
    display: grid; place-items: center; font-size: 1.4rem;
}
.emi-summary__label { font-size: 0.76rem; color: var(--text-muted); }
.emi-summary__amount { font-size: 1.7rem; font-weight: 700; color: var(--green-dark); line-height: 1.1; }
.emi-summary__tag { font-size: 0.74rem; color: var(--gold); font-weight: 600; }
.emi-summary__list { display: flex; flex-wrap: wrap; gap: 26px; flex: 1; justify-content: space-around; }
.emi-summary__item { display: flex; align-items: center; gap: 12px; }
.emi-summary__item-icon {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    flex-shrink: 0;
    background: linear-gradient(145deg, rgba(0, 50, 36, 0.1), rgba(215, 166, 62, 0.16));
    color: var(--green);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1rem;
    line-height: 1;
}
.emi-summary__item-icon i {
    display: block;
    line-height: 1;
    width: 1em;
    height: 1em;
    text-align: center;
}
.emi-summary__item strong { display: block; font-size: 0.88rem; color: var(--green-dark); font-weight: 600; line-height: 1.3; }
.emi-summary__item > div span { display: block; font-size: 0.74rem; color: var(--text-muted); line-height: 1.35; }

/* ---------- EMI selection ---------- */
.emi-select { margin-top: 48px; }
.emi-select__head { text-align: center; margin-bottom: 32px; }
.emi-select__title { font-size: clamp(1.5rem, 2.6vw, 2rem); font-weight: 700; color: var(--green-dark); }
.emi-select__title span { color: var(--gold); }
.emi-select__title + .emi-select__rule { width: 60px; height: 3px; background: var(--gold); border-radius: 3px; margin: 12px auto 0; }
.emi-select__sub { color: var(--text-muted); font-size: 0.9rem; margin-top: 14px; }

.emi-plans { display: grid; grid-template-columns: repeat(6, 1fr); gap: 16px; }
.emi-plan {
    position: relative;
    background: var(--white); border: 1.5px solid var(--border); border-radius: 18px;
    padding: 24px 16px; text-align: center; cursor: pointer;
    transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition), background var(--transition);
}
.emi-plan:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: rgba(0, 50, 36, 0.25); }
.emi-plan__cal {
    width: 52px; height: 52px; border-radius: 50%; margin: 0 auto 14px;
    background: var(--bg-soft); border: 1px solid var(--border);
    display: grid; place-items: center; color: var(--green); font-size: 1.2rem;
    transition: background var(--transition), color var(--transition);
}
.emi-plan__months { font-size: 1.7rem; font-weight: 700; color: var(--green-dark); line-height: 1; }
.emi-plan__months-label { font-size: 0.78rem; color: var(--text-muted); margin-bottom: 16px; }
.emi-plan__row { padding-top: 12px; border-top: 1px solid var(--border); }
.emi-plan__row-label { font-size: 0.72rem; color: var(--text-muted); }
.emi-plan__emi { font-size: 1.05rem; font-weight: 700; color: var(--green-dark); margin-bottom: 10px; }
.emi-plan__total { font-size: 0.92rem; font-weight: 600; color: var(--green); }
.emi-plan__radio {
    width: 22px; height: 22px; border-radius: 50%; margin: 16px auto 0;
    border: 2px solid #c5cdd4; background: var(--white); position: relative;
    transition: border-color var(--transition);
}
.emi-plan__radio::after {
    content: ""; position: absolute; inset: 3px; border-radius: 50%;
    background: var(--gold); transform: scale(0); transition: transform var(--transition);
}
.emi-plan__badge {
    position: absolute; top: -12px; left: 50%; transform: translateX(-50%);
    background: linear-gradient(135deg, var(--gold), var(--gold-soft)); color: var(--green-dark);
    font-size: 0.68rem; font-weight: 700; padding: 5px 14px; border-radius: 999px;
    white-space: nowrap; box-shadow: 0 6px 16px rgba(215, 166, 62, 0.4); opacity: 0;
}
.emi-plan.is-popular .emi-plan__badge { opacity: 1; }
/* Selected state */
.emi-plan.is-selected {
    border-color: var(--green);
    background: linear-gradient(160deg, rgba(0, 50, 36, 0.05), rgba(215, 166, 62, 0.06));
    box-shadow: 0 22px 44px rgba(0, 50, 36, 0.16);
    transform: translateY(-6px) scale(1.02);
}
.emi-plan.is-selected .emi-plan__cal { background: linear-gradient(150deg, var(--green), var(--green-dark)); color: var(--gold); }
.emi-plan.is-selected .emi-plan__radio { border-color: var(--gold); }
.emi-plan.is-selected .emi-plan__radio::after { transform: scale(1); }

/* ---------- Smart tip ---------- */
.emi-tip {
    display: flex; align-items: center; gap: 16px; margin-top: 28px;
    background: linear-gradient(120deg, rgba(0, 50, 36, 0.05), rgba(215, 166, 62, 0.07));
    border: 1px solid var(--border); border-radius: 16px; padding: 18px 22px;
}
.emi-tip__icon {
    width: 42px; height: 42px; border-radius: 50%; flex-shrink: 0;
    background: var(--green); color: var(--white); display: grid; place-items: center; font-size: 1rem;
}
.emi-tip__text { font-size: 0.88rem; color: var(--text); margin: 0; line-height: 1.55; }
.emi-tip__text strong { color: var(--green-dark); }

/* ---------- Continue button — same as homepage .btn-primary-gd ---------- */
.emi-continue {
    display: flex; align-items: center; justify-content: center; gap: 10px; width: 100%;
    margin-top: 28px; padding: 17px; border: none; border-radius: 14px; cursor: pointer;
    font-family: inherit; font-size: 1rem; font-weight: 600; color: var(--white);
    background: var(--green);
    box-shadow: 0 12px 26px rgba(0, 50, 36, 0.22);
    transition: transform var(--transition), box-shadow var(--transition), background var(--transition);
}
.emi-continue:hover {
    background: var(--green-dark); color: var(--white);
    transform: translateY(-2px) scale(1.02);
    box-shadow: 0 12px 26px rgba(0, 50, 36, 0.28);
}
.emi-continue i { transition: transform var(--transition); }
.emi-continue:hover i { transform: translateX(4px); }

/* ---------- Trust row ---------- */
.emi-trust {
    display: flex; align-items: center; justify-content: center; flex-wrap: wrap;
    gap: 10px 22px; margin-top: 26px; color: var(--text-muted); font-size: 0.84rem;
}
.emi-trust span { display: inline-flex; align-items: center; gap: 8px; }
.emi-trust i { color: var(--green); }
.emi-trust .emi-trust__sep { color: var(--border); }

/* =================================================================
   BUY NOW / CONFIRMATION PAGE
   ================================================================= */
.bn-confetti {
    position: fixed; inset: 0; width: 100%; height: 100%;
    pointer-events: none; z-index: 9999;
}
.bn-page { background: var(--bg-soft); padding: 48px 0 64px; }
.bn-wrap { max-width: 860px; margin: 0 auto; padding: 0 20px; }
.bn-card {
    background: var(--white); border-radius: 24px;
    box-shadow: var(--shadow-lg); padding: 48px 48px 44px;
}

/* ---------- Section 1: Success ---------- */
.bn-success { text-align: center; }
.bn-success__icon {
    width: 84px; height: 84px; border-radius: 50%; margin: 0 auto 18px;
    display: flex; align-items: center; justify-content: center;
    background: radial-gradient(circle at 50% 40%, rgba(0, 50, 36, 0.12), rgba(0, 50, 36, 0.06));
    color: var(--green); font-size: 2rem;
    animation: bnPop 0.5s cubic-bezier(0.22, 0.61, 0.36, 1) both;
}
@keyframes bnPop { 0% { transform: scale(0.6); opacity: 0; } 100% { transform: scale(1); opacity: 1; } }
.bn-success__congrats {
    display: inline-flex; align-items: center; gap: 10px;
    color: var(--green); font-size: 1.15rem; font-weight: 700; margin-bottom: 10px;
}
.bn-success__congrats::before,
.bn-success__congrats::after { content: "\f005"; font-family: "Font Awesome 6 Free"; font-weight: 900; font-size: 0.7rem; color: var(--gold); opacity: 0.7; }
.bn-success__lead { font-size: 1.5rem; font-weight: 600; color: var(--text); line-height: 1.2; }
.bn-success__amount { font-size: clamp(2.4rem, 6vw, 3.2rem); font-weight: 700; color: var(--green); line-height: 1.1; margin: 4px 0; }
.bn-success__tag {
    display: inline-flex; align-items: center; gap: 14px; font-size: 1.05rem; font-weight: 600; color: var(--green-dark);
}
.bn-success__tag::before,
.bn-success__tag::after { content: ""; width: 34px; height: 2px; background: var(--gold); border-radius: 2px; }
.bn-success__desc { color: var(--text-muted); font-size: 0.9rem; line-height: 1.7; margin-top: 16px; max-width: 460px; margin-left: auto; margin-right: auto; }

.bn-divider { height: 1px; background: var(--border); margin: 34px 0; border: 0; }

/* ---------- Section 2: two columns ---------- */
.bn-grid {
    display: grid; grid-template-columns: 1fr 1fr; gap: 20px; align-items: stretch;
}

/* Premium membership card (credit-card style) */
.bn-fincard {
    position: relative;
    overflow: hidden;
    border-radius: 18px;
    padding: 22px 22px 18px;
    min-height: 210px;
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    color: #fff;
    background: linear-gradient(145deg, #0a4a38 0%, #063B2E 42%, #02261d 100%);
    box-shadow: 0 18px 40px rgba(0, 50, 36, 0.28);
    isolation: isolate;
}
.bn-fincard__glow {
    position: absolute;
    inset: auto -20% -35% auto;
    width: 70%;
    height: 80%;
    background: radial-gradient(circle, rgba(215, 166, 62, 0.18) 0%, transparent 68%);
    pointer-events: none;
    z-index: 0;
}
.bn-fincard__dots {
    position: absolute;
    top: 18px;
    right: 18px;
    width: 78px;
    height: 36px;
    background-image: radial-gradient(circle, rgba(215, 166, 62, 0.85) 1.4px, transparent 1.6px);
    background-size: 10px 10px;
    background-repeat: repeat;
    opacity: 0.9;
    z-index: 1;
    pointer-events: none;
}
.bn-fincard__curve {
    position: absolute;
    border-radius: 50%;
    border: 1.5px solid rgba(215, 166, 62, 0.45);
    pointer-events: none;
    z-index: 0;
}
.bn-fincard__curve--1 {
    width: 220px;
    height: 220px;
    right: -90px;
    bottom: -120px;
    background: rgba(13, 79, 60, 0.55);
}
.bn-fincard__curve--2 {
    width: 160px;
    height: 160px;
    right: -40px;
    bottom: -95px;
    border-color: rgba(215, 166, 62, 0.7);
    background: transparent;
}
.bn-fincard__top,
.bn-fincard__chip,
.bn-fincard__number,
.bn-fincard__footer {
    position: relative;
    z-index: 2;
}
.bn-fincard__brand {
    display: flex;
    align-items: center;
    gap: 10px;
}
.bn-fincard__logo-img {
    height: 44px;
    width: auto;
    max-width: 180px;
    object-fit: contain;
    object-position: left center;
    display: block;
}
.bn-fincard__monogram,
.bn-fincard__brand-text { display: none; }
.bn-fincard__chip {
    width: 42px;
    height: 32px;
    margin: 10px 0 8px;
    border-radius: 7px;
    background: linear-gradient(145deg, #f0d48a 0%, #d4a84b 45%, #b8862e 100%);
    box-shadow: inset 0 0 0 1px rgba(120, 80, 10, 0.25);
    display: grid;
    grid-template-columns: 1fr 1fr;
    grid-template-rows: 1fr 1fr;
    gap: 1px;
    padding: 5px;
}
.bn-fincard__chip span {
    background: rgba(120, 80, 10, 0.18);
    border-radius: 2px;
}
.bn-fincard__number {
    display: flex;
    gap: 10px;
    font-family: "Courier New", Courier, monospace;
    font-size: 1.15rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    color: #fff;
    text-shadow: 0 1px 0 rgba(0,0,0,0.25);
    margin: 4px 0 12px;
}
.bn-fincard__footer {
    display: flex;
    align-items: flex-end;
    justify-content: space-between;
    gap: 12px;
}
.bn-fincard__meta {
    display: block;
    font-size: 0.58rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: rgba(255,255,255,0.62);
    margin-bottom: 3px;
}
.bn-fincard__holder strong,
.bn-fincard__expiry strong {
    display: block;
    font-size: 0.84rem;
    font-weight: 600;
    letter-spacing: 0.04em;
    color: #fff;
}
.bn-fincard__expiry {
    text-align: right;
    min-width: 72px;
}
/* legacy selectors kept harmless */
.bn-fincard__logo,
.bn-fincard__body,
.bn-fincard__label,
.bn-fincard__amount,
.bn-fincard__name { display: none; }

/* Loan summary (right) — payment details only */
.bn-summary {
    border: 1px solid var(--border); border-radius: 14px;
    padding: 18px 20px; box-shadow: var(--shadow-sm); background: var(--white);
    display: flex; flex-direction: column; justify-content: center;
}
.bn-summary__title { font-size: 1rem; font-weight: 700; color: var(--green-dark); margin: 0; }
.bn-summary__hint { font-size: 0.74rem; color: var(--text-muted); margin: 2px 0 14px; }
.bn-summary__row {
    display: flex; align-items: center; justify-content: space-between; gap: 12px;
    padding: 10px 0; border-bottom: 1px dashed var(--border);
}
.bn-summary__key {
    display: inline-flex; align-items: center; gap: 10px;
    font-size: 0.85rem; color: var(--text-muted);
}
.bn-summary__key i {
    width: 26px; height: 26px; border-radius: 7px; flex-shrink: 0;
    background: rgba(0, 50, 36, 0.07); color: var(--green);
    display: inline-flex; align-items: center; justify-content: center;
    font-size: 0.72rem; line-height: 1;
}
.bn-summary__val { font-size: 0.92rem; font-weight: 600; color: var(--green-dark); }
.bn-summary__total {
    display: flex; align-items: center; justify-content: space-between; gap: 12px;
    margin-top: 12px; padding: 12px 14px; border-radius: 10px;
    background: linear-gradient(120deg, rgba(0, 50, 36, 0.06), rgba(215, 166, 62, 0.1));
}
.bn-summary__total span { font-size: 0.9rem; font-weight: 600; color: var(--green-dark); }
.bn-summary__total strong { font-size: 1.15rem; font-weight: 700; color: var(--green); }

/* ---------- Section 3: info banner ---------- */
.bn-info {
    display: flex; align-items: center; gap: 16px; margin-top: 22px;
    background: linear-gradient(120deg, rgba(0, 50, 36, 0.05), rgba(215, 166, 62, 0.06));
    border: 1px solid var(--border); border-radius: 14px; padding: 16px 20px;
}
.bn-info__icon {
    width: 42px; height: 42px; border-radius: 50%; flex-shrink: 0;
    background: var(--green); color: var(--white);
    display: flex; align-items: center; justify-content: center;
    font-size: 1rem; line-height: 1;
}
.bn-info__icon i {
    display: block; line-height: 1; width: 1em; height: 1em; text-align: center;
}
.bn-info > div strong { display: block; font-size: 0.92rem; color: var(--green-dark); font-weight: 600; }
.bn-info > div span { display: block; font-size: 0.78rem; color: var(--text-muted); margin-top: 2px; }

/* Success icon centering */
.bn-success__icon i {
    display: block; line-height: 1; width: 1em; height: 1em; text-align: center;
}

/* ---------- Section 4: CTA — extend homepage button to full width ---------- */
.bn-cta {
    width: 100%; justify-content: center;
    margin-top: 20px; padding: 16px 26px; font-size: 1rem;
    border-radius: 14px;
}
.bn-cta:disabled { opacity: 0.85; cursor: default; transform: none; box-shadow: none; }

/* ---------- Section 5: trust indicators ---------- */
.bn-trust {
    display: flex; align-items: center; justify-content: center; flex-wrap: wrap;
    gap: 12px 20px; margin-top: 26px; color: var(--text-muted); font-size: 0.84rem;
}
.bn-trust span { display: inline-flex; align-items: center; gap: 8px; }
.bn-trust i { color: var(--green); }
.bn-trust__sep { color: var(--border); }

/* Buy-now compact + one-screen desktop layout */
.bn-body {
    background:
        radial-gradient(1200px 500px at 10% -10%, rgba(215, 166, 62, 0.12), transparent 55%),
        radial-gradient(900px 420px at 100% 0%, rgba(0, 50, 36, 0.08), transparent 50%),
        var(--bg-soft);
}
.bn-body .bn-page { background: transparent; padding: 28px 0 36px; }
.bn-body .bn-wrap { max-width: 920px; }
.bn-body .bn-card {
    position: relative;
    background: rgba(255, 255, 255, 0.96);
    border-radius: 22px;
    box-shadow: 0 24px 60px rgba(0, 50, 36, 0.1);
    padding: 28px 32px 24px;
    border: 1px solid rgba(0, 50, 36, 0.06);
    overflow: hidden;
}
.bn-body .bn-card::before {
    content: "";
    position: absolute;
    left: 0; right: 0; top: 0;
    height: 3px;
    background: linear-gradient(90deg, #003224 0%, #D7A63E 50%, #003224 100%);
}
.bn-body .bn-success__icon {
    width: 58px; height: 58px; margin: 0 auto 10px; font-size: 1.35rem;
    box-shadow: inset 0 0 0 1px rgba(0, 50, 36, 0.08);
}
.bn-body .bn-success__congrats { font-size: 0.98rem; margin-bottom: 4px; gap: 8px; }
.bn-body .bn-success__lead { font-size: 1.05rem; }
.bn-body .bn-success__amount {
    font-size: clamp(1.9rem, 4vw, 2.55rem);
    margin: 2px 0 4px;
    letter-spacing: -0.02em;
}
.bn-body .bn-success__tag { font-size: 0.9rem; gap: 12px; }
.bn-body .bn-success__tag::before,
.bn-body .bn-success__tag::after { width: 28px; }
.bn-body .bn-success__desc {
    font-size: 0.8rem;
    line-height: 1.45;
    margin-top: 8px;
    max-width: 420px;
}
.bn-body .bn-divider {
    margin: 16px 0;
    background: linear-gradient(90deg, transparent, rgba(0, 50, 36, 0.12), rgba(215, 166, 62, 0.35), rgba(0, 50, 36, 0.12), transparent);
}
.bn-body .bn-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 14px;
    align-items: start;
}
.bn-body .bn-fincard {
    width: 100%;
    height: auto;
    min-height: 0;
    max-height: none;
    aspect-ratio: 1.68 / 1;
    padding: 16px 16px 14px;
    border-radius: 16px;
    box-shadow: 0 14px 28px rgba(0, 50, 36, 0.22);
}
.bn-body .bn-fincard__logo-img { height: 36px; max-width: 150px; }
.bn-body .bn-fincard__chip { width: 36px; height: 28px; margin: 6px 0 4px; }
.bn-body .bn-fincard__number { font-size: 1.02rem; gap: 8px; margin: 2px 0 8px; }
.bn-body .bn-fincard__holder strong,
.bn-body .bn-fincard__expiry strong { font-size: 0.78rem; }
.bn-body .bn-summary {
    width: 100%;
    border: 1px solid rgba(0, 50, 36, 0.08);
    border-radius: 16px;
    padding: 16px 18px;
    box-shadow: none;
    background: linear-gradient(180deg, #fff 0%, #fbfaf6 100%);
    position: relative;
    z-index: 1;
}
.bn-body .bn-summary__title { font-size: 0.95rem; }
.bn-body .bn-summary__hint { margin: 2px 0 10px; }
.bn-body .bn-summary__row { padding: 8px 0; }
.bn-body .bn-summary__total { margin-top: 10px; padding: 10px 12px; }
.bn-body .bn-summary__total strong { font-size: 1.05rem; }
.bn-actions {
    display: grid;
    grid-template-columns: 1fr;
    gap: 12px;
    align-items: center;
    margin-top: 14px;
}
.bn-cta-bar--mob { display: none; }
.bn-body .bn-info {
    margin-top: 0;
    gap: 12px;
    padding: 12px 14px;
    border-radius: 12px;
}
.bn-body .bn-info__icon { width: 36px; height: 36px; font-size: 0.9rem; }
.bn-body .bn-info > div strong { font-size: 0.84rem; }
.bn-body .bn-info > div span { font-size: 0.72rem; }
.bn-body .bn-cta {
    margin-top: 0 !important;
    padding: 14px 16px !important;
    font-size: 0.95rem !important;
    border-radius: 12px !important;
    width: 100%;
}
.bn-trust--mobile {
    display: flex;
    margin-top: 16px;
}

@media (min-width: 992px) {
    body.bn-body {
        height: 100dvh;
        overflow: hidden;
    }
    body.bn-body .bn-page {
        height: calc(100dvh - 96px);
        padding: 8px 0 12px;
        display: flex;
        align-items: center;
        overflow: hidden;
    }
    body.bn-body .bn-wrap { width: 100%; }
    body.bn-body .bn-card { padding: 22px 28px 18px; }
    body.bn-body .bn-grid {
        grid-template-columns: 1.05fr 0.95fr;
        gap: 16px;
        align-items: stretch;
    }
    body.bn-body .bn-fincard {
        max-height: 210px;
        aspect-ratio: 1.7 / 1;
        padding: 16px 18px 14px;
    }
    body.bn-body .bn-actions {
        grid-template-columns: 1.2fr 0.8fr;
    }
    body.bn-body .bn-cta-bar--desk {
        display: block;
        position: static;
        padding: 0;
        background: none;
        box-shadow: none;
        border: 0;
    }
    body.bn-body .bn-cta-bar--mob {
        display: none !important;
    }
    body.bn-body .bn-trust--mobile { display: none !important; }
}

/* =================================================================
   THANK YOU PAGE
   ================================================================= */
.ty-page {
    min-height: 100vh;
    display: flex; align-items: center; justify-content: center;
    padding: 40px 20px;
    background:
        radial-gradient(60% 50% at 10% 0%, rgba(0, 50, 36, 0.06), transparent 60%),
        radial-gradient(50% 40% at 90% 100%, rgba(215, 166, 62, 0.08), transparent 55%),
        var(--bg-soft);
}
.ty-card {
    width: 100%; max-width: 520px;
    background: var(--white);
    border-radius: 20px;
    box-shadow: var(--shadow-lg);
    padding: 42px 40px 32px;
    text-align: center;
}
.ty-logo { height: 52px; width: auto; margin: 0 auto 28px; }
.ty-title {
    font-size: clamp(1.25rem, 3vw, 1.55rem);
    font-weight: 700; color: var(--green-dark);
    line-height: 1.35; margin-bottom: 10px;
}
.ty-sub { font-size: 0.9rem; color: var(--text-muted); margin-bottom: 22px; line-height: 1.6; }
.ty-notice {
    background: linear-gradient(120deg, rgba(0, 50, 36, 0.05), rgba(215, 166, 62, 0.08));
    border: 1px solid var(--border);
    border-radius: 14px;
    padding: 18px 18px 16px;
    margin-bottom: 26px;
}
.ty-notice__en {
    font-size: 0.92rem; font-weight: 600; color: var(--green-dark);
    line-height: 1.55; margin-bottom: 8px;
}
.ty-notice__hi {
    font-size: 0.88rem; font-weight: 600; color: var(--text);
    line-height: 1.65; margin: 0;
}
.ty-hours { text-align: left; max-width: 280px; margin: 0 auto 8px; }
.ty-hours__title {
    font-size: 0.95rem; font-weight: 700; color: var(--green-dark);
    margin-bottom: 12px; text-align: center;
}
.ty-hours__list { display: grid; gap: 10px; }
.ty-hours__list li {
    display: flex; align-items: center; gap: 10px;
    font-size: 0.88rem; color: var(--text); font-weight: 500;
}
.ty-hours__list i {
    width: 28px; height: 28px; border-radius: 50%; flex-shrink: 0;
    background: rgba(0, 50, 36, 0.07); color: var(--green);
    display: inline-flex; align-items: center; justify-content: center; font-size: 0.8rem;
}
.ty-divider { border: 0; height: 1px; background: var(--border); margin: 24px 0; }
.ty-home {
    width: 100%; justify-content: center;
    padding: 14px 24px; border-radius: 14px;
}
.ty-copy {
    margin-top: 22px; font-size: 0.72rem; color: var(--text-muted);
}